Owning stock can do more than grow your portfolio. Some travel companies thank shareholders with extra benefits that reduce trip costs. If you cruise or stay in hotels often, these perks can add up. The key is knowing which companies offer them and how to claim them correctly.
Below, we explain how holding shares in two major cruise groups can unlock onboard credit. We also show you the steps to submit proof, common rules to watch, and simple tips to avoid missing out.
Carnival Corporation Shareholder Benefits
If you hold at least 100 shares of Carnival Corporation or Carnival plc, you’re eligible for onboard credit when you sail with them.
How Much Can You Get?
The onboard credit varies by cruise length, region, and operational currency:
| North America Brands | Continental Europe Brands | United Kingdom Brands | Australia Brands | |
|---|---|---|---|---|
| Cruise Lines | Carnival Cruise Line, Princess Cruises, Holland America Line, Seabourn, Cunard | Costa Cruises, AIDA Cruises | P&O Cruises (UK), Cunard, Princess Cruises (UK) | P&O Cruises (Australia), Princess Cruises, Carnival Cruise Line |
| Onboard Credit (14+ days) | US $250 | €200 | £150 | A$250 |
| Onboard Credit (7-13 days) | US $100 | €75 | £60 | A$100 |
| Onboard Credit (6 days or less) | US $50 | €40 | £30 | A$50 |
The onboard credit for Carnival Cruise Line, Cunard, and Princess Cruises is determined based on the operational currency onboard the vessel.
How to Claim It
Carnival Corporation has partnered with Stockperks to make the process easier. Follow these steps:
- Download the Stockperks app from your app store.
- Create a user profile.
- Search for “Carnival” in the app and select the cruise line you’re sailing with.
- Click “Validate your portfolio” and provide proof of ownership.
- Submit a claim for each eligible booking at least three weeks before departure.
The onboard credit cannot be transferred, used for cash, or applied to gratuities or casino credits. Employees, travel agents cruising at travel agent rates, tour conductors, or anyone sailing on a discounted or complimentary rate are not eligible.
This benefit is valid on sailings through December 31, 2025, and only one onboard credit is permitted per shareholder-occupied stateroom. Carnival Corporation reserves the right to modify or terminate this benefit at any time.
Norwegian Cruise Line Holdings Ltd. (NCLH) Shareholder Benefits
Norwegian Cruise Line Holdings Ltd. provides exclusive onboard credit perks to shareholders who hold a minimum of 100 shares at the time of sailing. This benefit applies to cruises booked on Norwegian Cruise Line®, Oceania Cruises®, and Regent Seven Seas Cruises®, excluding charter sailings.
How Much Can You Get?
The onboard credit varies by cruise length and applies across all NCLH brands:
| Cruise Length | Norwegian Cruise Line | Oceania Cruises | Regent Seven Seas Cruises |
| 15 days or more | $250 | $250 | $250 |
| 7 to 14 days | $100 | $100 | $100 |
| 6 days or less | $50 | $50 | $50 |
How to Claim It
Unlike Carnival, NCLH requires a form submission instead of using an app:
#1: Complete the Shareholder Benefit Request Form
#2: Attach proof of ownership (like a shareholder proxy card or a brokerage statement)
#3: Submit it via mail or email to the respective cruise line’s Shareholder Benefit Department at least 15 days before departure
The onboard credit only applies to the shareholder’s stateroom and isn’t transferable. Some promos won’t stack with it, and employees, travel agents, and tour operators can’t use it.
Insights for Turning Ownership Into Perks
Turning Investments into Travel Upgrades
Shareholder perks are a simple way to capture extra value from an investment, especially if you cruise regularly. Holding 100 shares can return meaningful onboard credit over time. The keys are timing your request, sending complete proof, and following each brand’s deadline.
It is not only cruise lines. From time to time, airlines and hotel groups may publish shareholder benefits as well. Before you book, do a quick check for active shareholder offers and read the fine print. Getting rewarded for stock you already own is a nice win.
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