Flight Cancellation Compensation: How to Get Your Money Back

We’ve all been there, standing in the airport, checking the departures board, and then boom. Canceled. Just like that, your plans are a mess.

Now what? Can you get another flight? What if it’s not until tomorrow? Are you simply unlucky?

Take a breath. The airline might owe you some money. If the airline cancels your flight and doesn’t get you where you need to go, they have to give you a refund. And in some cases, you could get extra compensation, too.

What to Know About Flight Cancellations in the U.S.

If a flight in the U.S. gets canceled, airlines have to either put you on a new one or give you a full refund. No exceptions.

Some airlines go a step further by offering food or hotel vouchers if the wait is long or you’re stuck overnight.

Flights get canceled for all sorts of reasons, but the reason matters because it determines whether you’re owed anything beyond a refund.

Why Flights Get Canceled

Planes don’t always take off as planned. Here are some of the most common reasons:

• Bad weather (including conditions at the destination)
• Air traffic control problems (congestion, staffing, or equipment issues)
• Crew scheduling delays
• Mechanical issues
• Repairs taking longer than expected

One key thing to understand is that flight cancellations fall into two categories: controllable and uncontrollable. The difference is that it determines whether you get compensation.

• Controllable cancellations happen when the airline is responsible, like when there’s a crew shortage or a maintenance problem.
• Uncontrollable cancellations are things the airline can’t do anything about, like storms, natural disasters, or air traffic control restrictions.

When Can You Get Compensation?

If the airline cancels a flight for a reason they could have prevented, you might be entitled to more than just a refund.

Federal rules don’t require airlines to cover your expenses if the cancellation was due to something beyond their control. Think hurricanes, airport strikes, or government restrictions.

But if the airline caused the problem? That’s when you can ask for compensation. The most common reasons that qualify include crew scheduling issues, mechanical failures, and repair delays.

What Airlines Owe You When Your Flight Is Canceled

Every major U.S. airline has made certain commitments to passengers when flights don’t go as planned. These promises are overseen by the Department of Transportation (DOT) to ensure passengers aren’t left stranded without options.

That said, each airline has its own policies. Some are far more generous than others, so what you get depends on who you’re flying with.

Rebooking and Refunds

If your flight gets canceled, the airline must put you on a new one at no extra charge. If the new flight works for you, great, just check in and go.

But if they can’t rebook you or you don’t want the alternative they offer, they have to give you a full refund.

Sometimes, the airline’s next available flight won’t get you where you need to be on time. In that case, some airlines will try to book you on a partner airline instead. The ones that currently offer this option include:

• Hawaiian
• JetBlue
• United
• Alaska
• American
• Delta

If you find yourself in this situation, you can ask the airline representative if they can switch you to another carrier that can get you to your destination sooner.

What Airlines Provide if You’re Stuck at the Airport

If your flight gets canceled while you’re already at the airport, you might be there for a while waiting for a new one.

Most major U.S. airlines will give you a meal voucher if your delay stretches past three hours, but only if the cancellation was something they could have prevented. These vouchers usually work at most airport restaurants and cafes.

If the wait turns into an overnight stay, almost every airline (except Frontier Airlines) will cover a hotel for you. But if the cancellation was caused by something outside the airline’s control, like severe weather or an airport issue, don’t count on free food or a hotel.

To see exactly what your airline has promised, check the DOT’s Airline Cancellation Dashboard.

What Airlines Offer Beyond Refunds

Airlines are legally required to refund canceled flights, but some go further to keep customers happy. The kind of compensation you get depends on the airline, the length of the delay, and sometimes, regulatory pressure.

• Alaska Airlines – If your delay stretches beyond three hours, you might get travel credits or frequent flyer miles as a goodwill gesture.
• Hawaiian Airlines – Offers travel credits and sometimes frequent flyer miles for significant delays, much like Alaska.
• JetBlue Airways – After facing regulatory fines for repeated delays, JetBlue now provides affected passengers with vouchers worth at least $75 for future disruptions.
• Southwest Airlines – Known for its customer friendly approach, Southwest has made changes in 2025, including limiting free checked bags to certain loyalty members and introducing stricter basic economy fares.

Travel Credits vs. Cash Refunds

Travel credits sound good, but they’re not the same as getting your money back. Airlines prefer handing out credits because they keep the money unless you actually use them. If they expire, that’s lost value for you.

Some airlines don’t promise compensation beyond refunds, but that doesn’t mean you can’t ask. In many cases, airlines will hand out frequent flyer miles or other perks to keep customers satisfied after major delays or cancellations.

New Refund Rules

As of October 28, 2024, U.S. airlines must issue automatic cash refunds for canceled or heavily delayed flights, meaning over three hours for domestic trips and six hours for international ones. Refunds must be processed within seven business days if you paid by credit card and within 20 days for other payment methods.

Flight Cancellation Rights: U.S. vs. Europe

Flight cancellation policies differ notably between the United States and the European Union, affecting passenger entitlements and compensation.​

In the U.S., the Department of Transportation mandates that airlines must provide refunds for canceled flights, regardless of the reason. However, compensation beyond refunds, such as meals or accommodations, is not uniformly required and often depends on the airline’s policies and the cause of the cancellation.

For instance, if a flight is canceled due to factors within the airline’s control, some carriers may offer additional amenities, but this is not guaranteed by federal regulations. ​

The European Union’s EU261 regulation provides more comprehensive passenger rights, including standardized compensation for flight cancellations under specific conditions.

Scope of EU261

EU261 applies to:​

• Flights departing from any EU country, regardless of the airline.​
• Flights arriving in the EU operated by EU-based airlines.​

For example, a United Airlines flight from Paris to New York falls under EU261, but a United flight from New York to Paris does not.​

Regardless of the cause of cancellation, EU261 obligates airlines to assist stranded passengers by providing:​

• Meals and Refreshments: After a delay of two hours for short-haul flights and three to four hours for longer flights.​
• Hotel Accommodation: If the rebooked flight departs the following day, including transportation between the airport and hotel.​

Compensation Under EU261

Beyond care provisions, EU261 mandates cash compensation when:​

• The cancellation is within the airline’s control.​
• Passengers are informed less than two weeks before departure.​

Compensation amounts are based on flight distance:

• €250: For flights up to 1,500 kilometers.​
• €400: For intra-EU flights over 1,500 kilometers and all flights between 1,500 and 3,500 kilometers.​
• €600: For flights over 3,500 kilometers.​

​In the European Union, Regulation EU261 mandates that airlines provide standardized compensation for flight cancellations within their control, offering passengers monetary relief for significant delays or cancellations. In contrast, U.S. regulations, overseen by the Department of Transportation (DOT), do not require airlines to offer compensation beyond refunds for canceled flights, leaving additional compensation to the discretion of individual airlines. ​

Moreover, EU261 imposes a ‘duty of care’ on airlines, obligating them to provide care amenities such as meals and accommodations to passengers affected by cancellations, regardless of the reason. Conversely, U.S. airlines are primarily required to provide refunds, with additional amenities like meals or lodging typically offered only when the airline is at fault for the disruption. ​

How to Get Compensation for a Canceled Flight

If you’re owed a refund, like if you chose not to take the rebooked flight, it should happen automatically. But what if you didn’t get a meal voucher? Or had to book your own hotel when a mechanical issue left you stranded overnight?

You might be eligible for reimbursement. Here’s what to do:

#1. Check Your Airline’s Policy

There’s no universal rule for what airlines must provide in the U.S., so start by checking what your airline promises.

• Southwest Airlines
• Spirit Airlines
• Hawaiian Airlines
• JetBlue Airlines
• American Airlines
• Delta Air Lines
• Alaska Airlines
• Allegiant Airlines
• Frontier Airlines
• United Airlines

#2. Gather Your Documentation

If you need to request compensation, you’ll have to prove you were actually on the flight. Have these ready:

• Boarding pass
• Flight number
• Reservation confirmation (check your email)
• Flight date
• Origin and destination

Take pictures of these ahead of time or jot them down in a note on your phone, it’ll save you the headache later.

#3. File Your Claim

Most airlines have online forms where you can request reimbursement or compensation. If you can’t find it, try:

• Chatting with customer service through the airline’s website
• Emailing their support team
• Calling the airline directly

If you’re still at the airport, go straight to the gate agent and ask how to file a claim. They might even be able to handle it on the spot.

#4. Escalate If Needed

Airlines deny claims all the time. If that happens, don’t drop it, escalate the issue.

• Start by contacting the airline’s corporate office. Most complaints get resolved faster if you go straight to the top.
• The Department of Transportation (DOT) requires airlines to acknowledge complaints within 30 days and respond within 60 days—so they can’t ignore you forever.

Still no luck? File a formal complaint with the DOT. They enforce airline policies, and a complaint from them carries a lot more weight than a frustrated customer email.

How to Avoid Losing Money on Canceled Flights

Flight cancellations don’t just mess with your schedule, they can hit your wallet, too. If you’re stuck covering last-minute hotels, meals, or missed reservations, the costs add up fast.

To protect yourself, consider travel insurance and credit card coverage.

Buy Travel Insurance

Most people think travel insurance is just for lost luggage or medical emergencies, but it covers much more, including flight cancellations.

If your flight gets canceled, travel insurance can reimburse you for things like:

• Meals and hotels if you’re stranded overnight
• Prepaid, nonrefundable reservations you miss (like a tour or a hotel stay)

For example, say you booked a hotel and an early morning walking tour, but your canceled flight means you won’t make it. Without insurance, you’re out that money. But with trip cancellation coverage, you could get reimbursed, assuming the hotel and tour operator won’t refund you.

When shopping for a policy, look for one that includes trip delay and cancellation protection to make sure you’re covered.

Use Credit Card Travel Protections

Good news: If you paid for your flight with the right credit card, you might already have travel insurance without realizing it.

Some credit cards offer trip protection benefits, covering costs like meals, hotels, and even full trip cancellations.

For example:

• Chase Sapphire Preferred®: Offers trip cancellation and interruption insurance, reimbursing up to $10,000 per person and $20,000 per trip for prepaid, non-refundable travel expenses. Additionally, it provides trip delay reimbursement for delays over 12 hours, covering expenses such as meals and lodging up to $500 per ticket.
• Chase Sapphire Reserve®: Provides similar benefits to the Preferred card but with higher coverage limits. It offers up to $10,000 per person and $20,000 per trip for trip cancellations and interruptions, and up to $500 per ticket for trip delays exceeding six hours.
• Capital One Venture Rewards Credit Card: Offers travel accident insurance, rental car coverage, and 24-hour travel assistance services. These benefits can provide peace of mind during unforeseen travel disruptions. ​
• Capital One VentureOne Rewards Credit Card: Provides travel accident insurance and rental car coverage, offering valuable protections for travelers. ​
• Capital One SavorOne Cash Rewards Credit Card: Includes travel accident insurance, adding an extra layer of security for cardholders during their journeys. ​
• Bank of America® Premium Rewards® Elite: Offers comprehensive travel insurance benefits, including trip cancellation and interruption coverage, trip delay reimbursement, and lost luggage reimbursement. ​
• Visa Signature Cards: Provide trip delay reimbursement, offering up to $300 when delays exceed 12 hours due to a covered hazard. They also offer travel accident insurance and emergency medical/dental coverage when travel tickets are purchased with the card. ​

Credit card protections only apply if you booked the flight with that card. If you paid with another method, the coverage doesn’t count.

So, before you buy travel insurance separately, check your credit card benefits, you might already have the coverage you need.

How to Handle a Flight Cancellation

There’s no sugarcoating it, flight cancellations are a hassle. But if you know your rights, you’ll be in a much better position to get what you’re owed.

While U.S. airlines won’t hand out cash like in the EU, you can still get meal vouchers, hotel stays, and even extra perks if you ask. Some airlines will throw in things like lounge access or seat upgrades just to keep you happy.

A canceled flight doesn’t have to derail your entire trip, or drain your wallet. Stay informed, push for what you’re entitled to, and don’t be afraid to ask for a little extra. You might just get it.

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