The Citi ThankYou points program is going through a refresh, and we’re now seeing a big update to its entry-level card. Citi has just introduced the new Bank Travel Points Mid-Tier Card with no annual fee, which is effectively a rebranded version of the Bank Travel Points Mid-Tier Card. This new release arrives alongside the premium Bank Travel Points Premium Card, signaling a major shift in how Citi is positioning its ThankYou points card lineup.
What You Need to Know About the New Bank Travel Points Mid-Tier Card Benefits and Bonus
Citi has officially launched the new Bank Travel Points Mid-Tier Card with no annual fee, and it comes with a solid introductory offer. You can earn 30,000 Citi ThankYou points after spending $1,000 within the first three months of account opening. The best part is that this welcome bonus is not tied to whether you already hold another card from the Citi Strata lineup, which makes it accessible for many applicants.
Check Out Bank Travel Points Mid-Tier Card Here!
Citi is marketing this card as a simple and flexible way to earn valuable rewards. While the card does charge a 3 percent foreign transaction fee, which makes it less ideal for spending abroad, it delivers strong earning rates in several everyday categories.
Here’s a breakdown of how you’ll earn ThankYou points with the Bank Travel Points Mid-Tier Card:
- 5x points on hotels, car rentals, and attractions booked through Citi Travel
- 3x points at grocery stores, on select local transit, and at gas stations and EV charging stations
- 3x points in one eligible category you choose
- 2x points at restaurants
- 1x point on all other purchases
For the 3x self-selected bonus category, you can choose from the following:
- Fitness and gym memberships
- Eligible streaming services
- Live events and entertainment
- Pet-related retailers
- Beauty salons, cosmetic shops, and barber services
Maximize Your ThankYou Points With the Bank Travel Points Mid-Tier Card
You can redeem the points you earn through Citi’s ThankYou program. While this card alone doesn’t offer 1-to-1 point transfers to most of Citi’s travel partners, you can combine it with a premium card like the Bank Travel Points Mid-Tier Card, which has a $95 annual fee. Doing so allows you to pool your points and access better transfer rates to airline and hotel partners.
Check Out Bank Travel Points Mid-Tier Card Here!
This new product officially replaces the Bank Travel Points Mid-Tier Card, which stopped accepting new applications earlier this year. Existing Bank Travel Points Mid-Tier Card cardholders are being transitioned to the new Bank Travel Points Mid-Tier Card automatically.
Citi Strata Lineup Expands With More Options for Earning ThankYou Points
We’re excited about the direction Citi is taking with its ThankYou points program. It’s clear that Citi is building a complete family of cardsthat cater to different spending habits and budgets. This tiered structure gives you more ways to earn and redeem Citi ThankYou points based on your travel and lifestyle needs.
Most travelers are already familiar with the Bank Travel Points Mid-Tier Card, which comes with a $95 annual fee. It remains one of the best options in the Citi lineup thanks to its high-value bonus categories and solid earning potential on everyday purchases.
Now that Citi has introduced both a no annual fee version and a premium Bank Travel Points Premium Card, the lineup is much more versatile. Pairing the no annual fee Bank Travel Points Mid-Tier Card with either the Premier or Elite version can be a smart strategy. You’ll be able to combine your ThankYou points, take advantage of multiple bonus categories, and get even more value from your spending across both cards.
Why Now Is the Perfect Time to Take Advantage of the New Bank Travel Points Mid-Tier Card
The Bank Travel Points Mid-Tier Card has officially joined the Citi ThankYou family as a no annual fee option, giving you more ways to earn points without added cost. With the introduction of this card, Citi now offers three different Strata cards, each designed for a specific type of spender and budget level.
What makes this new card especially appealing is its strong bonus categories and the ability to pool ThankYou points with other cards in the Strata lineup. That flexibility can really enhance the value you get from the program.
Plus, with recent additions like American Airlines AAdvantage as a new ThankYou transfer partner, Citi’s rewards ecosystem is becoming much more attractive. If you’re looking to earn flexible rewards for travel, the Citi Strata series is definitely worth considering.
Join Us and Find the Best Card Strategy for You
If you’re exploring the Bank Travel Points Mid-Tier Card or comparing it with other travel rewards cards, don’t try to figure it all out on your own. Join our free community at TheMilesAcademy where we break down card strategies, points redemptions, and insider tips to help you make smarter travel decisions. You’ll get access to expert advice, member-only insights, and real-time updates on the best offers out there.
Also, be sure to check out our brand-new Card Finder Tool—designed to match you with the perfect card based on your travel goals, spending habits, and point preferences. Whether you’re trying to earn more Citi ThankYou points or looking for the best airline transfer partners, this tool will help you pick the right card faster and with more confidence.
