Chase Ultimate Rewards points are some of the most valuable around—and it’s easy to see why. With the right Chase cards, you can transfer points at a one-to-one rate to 14 top airline and hotel loyalty programs. 

This gives you an edge when booking flights, snagging a luxury hotel stay, or getting the absolute best value out of your hard-earned points.

Take World of Hyatt, for instance. Their program makes it possible to get an impressive 2.2 cents per point. If you have a Chase Sapphire Preferred, Chase Sapphire Reserve, or Ink Business Preferred, you’re already set up to take advantage of this powerful transfer option.

In this guide, I’ll walk you through everything—how to choose the best transfer partners, make your points go the extra mile, and unlock their full potential. 

Let’s make those points work harder for you!

Which Chase Sapphire Transfer Partners Are Actually Worth It?

All Chase Sapphire transfer partners offer a straightforward 1:1 transfer ratio, but not all partners provide the same value for your points. Some partners deliver exceptional returns, while others may not be as rewarding. 

To help you maximize the value of your redemptions, here’s a breakdown of Chase transfer partners, their estimated point values, and what makes each option unique:

Transfer Partner Estimated Value
Virgin Atlantic Flying Club1.8 cents
Air Canada Aeroplan Miles1.4 cents
JetBlue TrueBlue1.5 cents
World of Hyatt2.2 cents
Southwest Rapid Rewards1.5 cents
Air France-KLM Flying Blue Miles1.2 cents
United Airlines MileagePlus Miles1.2 cents
British Airways Avios1 cent
Emirates Skywards Miles0.6 cent
Marriott Bonvoy points0.9 cent
IHG Rewards points0.5 cent

Top Hotel Partner: World of Hyatt

With a point value of 2.2 cents, Hyatt offers some of the best redemptions for free nights, thanks to their transparent award chart. For instance, you can book award nights starting as low as 3,500 points — making your points stretch even further.

Best Airline Partner: Virgin Atlantic Flying Club

For flights, Virgin Atlantic Flying Club is a top pick, especially if you’re redeeming points for premium cabins. You can get a great deal here on anything from a Delta One ticket to Europe to an ANA first-class trip. 

Other Strong Contenders

  • JetBlue TrueBlue: Points are worth 1.5 cents each, offering great value for domestic travel and a simple, predictable pricing structure.
  • Southwest Rapid Rewards: At the same 1.5-cent value, Southwest is ideal for frequent domestic travelers and families, thanks to its flexibility and no blackout dates.
  • Air Canada Aeroplan: With access to Star Alliance airlines, Aeroplan offers great value for international travel and unique perks, like stopovers on one-way flights.

While programs like Emirates Skywards and IHG Rewards might sound enticing, their lower point values (0.6 and 0.5 cents respectively) mean they’re not the most efficient use of your points. However, Emirates can deliver solid value when redeemed for premium cabins, like their iconic first class.

All the Chase Airline Transfer Partners You Can Use

Chase has 11 airline transfer partners, each offering unique ways to turn your points into travel rewards. While all these programs operate on a 1:1 transfer ratio, their value can vary depending on how you use them. Here’s the complete, scrambled list of airline partners, along with some standout opportunities to maximize your points:

1. Emirates Skywards

Emirates Skywards logo

Emirates Airlines, based in Dubai, is famous for redefining luxury in the skies, especially in its business and first-class cabins. The Emirates Skywards program lets you unlock these high-end experiences with points, and while the value for economy bookings isn’t great—around 0.6 cents per mile—everything changes when you aim for a seat in business or first class. On the iconic Emirates A380, those points suddenly feel like gold.

What really sets Emirates Skywards apart is its exclusivity. It’s one of the rare ways to snag a first-class seat on Emirates using points. That said, don’t expect too many hidden gems when it comes to partner airline redemptions—they’re pretty limited. 

2. Virgin Atlantic Flying Club

Virgin Atlantic Flying Club logo

Based in London, Virgin Atlantic’s Flying Club takes a refreshingly different approach to redemptions. Instead of a one-size-fits-all system, they’ve crafted unique award charts for each of their SkyTeam partners. This means the sweet spots aren’t just one or two predictable options—they’re as diverse as the airlines Virgin Atlantic collaborates with.

3. Singapore Airlines KrisFlyer

Singapore Airlines KrisFlyer logo

Singapore Airlines KrisFlyer is one of the standout programs for travelers seeking premium experiences. As a Star Alliance partner, KrisFlyer allows you to redeem points for flights on Singapore Airlines and its partner airlines.

The program is best known for its sweet spots in premium cabins, including flights to Europe, Hawaii, and even within the continental U.S. However, its true allure lies in the ability to book Singapore Airlines’ award-winning first-class suites and business class — products that are rarely available through other loyalty programs. 

4. British Airways Executive Club

British Airways Executive Club logo

The British Airways Executive Club is often associated with flights to London, but the real value of Avios lies elsewhere. Instead of focusing on British Airways flights — which can incur high fees — this program shines when used for booking partner flights with Oneworld airlines like American Airlines and Alaska Airlines.

Avios are especially valuable for short-haul flights, making them an excellent choice for quick domestic trips or flights to the Caribbean.

5. Air Canada Aeroplan

Air Canada Aeroplan logo

Air Canada Aeroplan is a must-consider option for Chase Sapphire cardholders. As a member of Star Alliance, Aeroplan lets you redeem points for flights on a wide range of partner airlines, including United. 

To maximize your points, focus on Aeroplan sweet spots, such as short-haul flights within North America or long-haul international business class redemptions. These options can boost the value of your points to around 1.4 cents each, making Aeroplan a standout partner for those looking to stretch their rewards further.

6. Iberia Plus

 Iberia Plus logo

Like British Airways Executive Club, operates on the Avios program and is part of the Oneworld alliance. One of its standout features is offering some of the most affordable business class redemptions to Europe.

Thanks to a recent update to its award chart, Iberia’s rates for booking American Airlines flights now align with British Airways Executive Club’s rates. Beyond that, Iberia has its own sweet spots, particularly for transatlantic travel. 

7. JetBlue TrueBlue

JetBlue TrueBlue logo

JetBlue TrueBlue operates on a straightforward revenue-based pricing model, where the points required for a flight closely mirror the cash price. While this means you won’t typically find outsized value with TrueBlue points, the program remains a reliable and predictable choice for travelers.

With points valued at approximately 1.5 cents each, JetBlue is an excellent option for economy flights within the U.S. and the Caribbean

8. Air France-KLM Flying Blue

Air France-KLM Flying Blue logo

Flying Blue, the loyalty program for Air France and KLM, is a strong choice for Chase transfer partners, especially for frequent travelers. As a member of the SkyTeam alliance, it allows you to use points to book flights not only on Air France and KLM but also on other SkyTeam partners like Delta Air Lines.

One of the program’s biggest draws is its monthly Promo Rewards, which offer discounts of up to 50% on select routes. These promotions create fantastic opportunities to find sweet spots and get exceptional value from your points. 

9. United MileagePlus

 United MileagePlus logo

United MileagePlus is a flexible option for Chase transfer partners, offering redemptions on both United flights and those of other Star Alliance carriers. When used for economy class flights on United, MileagePlus points are valued at approximately 1.2 cents each.

The real strength of MileagePlus lies in its flexibility. You can use these points for award flights on a variety of Star Alliance partners. However, keep in mind that United often charges more miles for partner airline awards, so it’s worth comparing options carefully before transferring your points.

10. Aer Lingus AerClub

Aer Lingus AerClub logo

Aer Lingus AerClub is a solid Chase transfer partner for travelers heading to Europe. While not officially part of the Oneworld alliance, Aer Lingus collaborates with key Oneworld airlines like British Airways, Iberia, and Qatar Airways. 

AerClub is particularly useful for those planning trips to Ireland or using Dublin as a hub for European adventures. 

11. Southwest Airlines Rapid Rewards

Southwest Airlines Rapid Rewards logo

Southwest Airlines Rapid Rewards is a favorite among domestic travelers for its straightforward, family-friendly policies. The program uses a revenue-based redemption system, so the points needed for a flight align closely with the cash price. 

Rapid Rewards points hold a consistent value of 1.5 cents each when redeemed for flights. However, it’s best to avoid using these points for non-flight redemptions like hotels, rental cars, or merchandise, as the value can drop significantly to around 0.6 cents per point. 

What About Chase Hotel Transfer Partners?

If hotels are more your style, Chase has three solid transfer partners to consider. Each program offers unique perks and value, but it’s clear that Hyatt stands out as the top choice. Here’s why, and when the other two might also come in handy.

1. World of Hyatt

World of Hyatt logo

World of Hyatt stands out as Chase’s top hotel transfer partner, and for good reason. With Hyatt points valued at roughly 2.2 cents each when redeemed for award stays, they offer some of the best bang for your buck. One thing that sets Hyatt apart is its old-school approach—they still use an award chart, so you know exactly how many points you’ll need for a booking.

For instance, free nights start at just 3,500 points, which makes stretching your points for stays at upscale properties or charming boutique hotels a breeze. If you’re aiming to squeeze every bit of value out of your Chase points, Hyatt is hands down the hotel partner to beat.

2. Marriott Bonvoy

Marriott Bonvoy logo

Marriott Bonvoy is a giant in the hotel loyalty world, boasting over 7,000 properties across 30 unique brands. Sure, Bonvoy points aren’t the most valuable—sitting at about 0.9 cents each—but the massive range of hotels and destinations makes it a handy choice in some cases.

Transferring Chase points to Bonvoy isn’t usually the best way to maximize value. That said, it can save the day if you’re just a few points short of a booking or stumble across an incredible deal. 

But here’s the thing: using your Chase points directly through the travel portal often gets you better value, so weigh your options carefully before making the switch.

3. IHG One Rewards

IHG One Rewards logo

IHG points don’t pack much punch, coming in at a low value of just 0.5 cents each. Out of all Chase’s hotel transfer partners, they’re easily the weakest option. Sure, IHG has a huge variety of hotels to choose from, but transferring your Chase Ultimate Rewards to IHG rarely makes sense if you’re looking for maximum value.

How Much Are Chase Points Really Worth?

Let’s talk about the true value of Chase Ultimate Rewards points and when it makes sense to transfer them to travel partners versus booking directly through the Chase travel portal.

Chase offers a handy points calculator to help you evaluate your points’ value compared to cash prices for flights or hotel stays. This tool simplifies the process, so you don’t need to crunch numbers yourself.

You can check it out here.

When Transferring Points Makes Sense

Transferring points to Chase travel partners often provides the best value, especially with programs like World of Hyatt (2.2 cents per point) or Virgin Atlantic Flying Club (up to 1.8 cents per point). This is where you can unlock premium experiences for fewer points.

When to Use the Chase Travel Portal

The Chase travel portal can be a better choice if:

  • You want a simple and quick booking process.
  • The portal offers a competitive rate compared to transferring points.
  • Your travel plans don’t align with any transfer partners.

Earning Chase Ultimate Rewards Points Without Breaking a Sweat

Woman smiling while looking at her cellphone

Building up Chase Ultimate Rewards points is easier than you might think. Let’s dive into how you can maximize your earning potential.

1. Start with the Right Chase Cards

Not all Chase cards earn transferable Ultimate Rewards points, so choosing the right ones is key. Here are the top cards to consider:

  • Chase Freedom Flex: Offers 5% back on rotating categories and 3% back at drugstores.
  • Ink Business Preferred Credit Card: Great for businesses, earning 3 points per $1 on shipping, travel, and select advertising purchases.
  • Chase Sapphire Reserve: Earns 3 points per $1 on travel and dining, with added perks like 1.5x value when redeeming through the Chase travel portal.
  • Chase Freedom Unlimited: Earns 1.5% back on all purchases with no category restrictions.
  • Ink Business Unlimited Credit Card: Offers a flat 1.5% back on all purchases.
  • Chase Sapphire Preferred Card: Earns 3 points per $1 on dining and 2 points per $1 on travel.
  • Ink Business Cash Credit Card: Earns 5% back on office supplies, internet, and cable.

2. Take Advantage of Welcome Bonuses

Many Chase cards offer significant welcome bonuses if you meet the spending threshold within the first few months of account opening. This can be an easy way to earn a large chunk of points quickly.

3. Maximize Bonus Categories

Strategically use different cards for specific spending categories to earn more points. For example:

  • Use the Chase Sapphire Preferred for dining and travel.
  • Pay at drugstores or take advantage of rotating categories with the Chase Freedom Flex.
  • Cover monthly utility bills like internet and cable with the Ink Business Cash Credit Card for 5% back.

4. Combine Points Across Cards

If you hold multiple Chase cards, you can pool your points for maximum flexibility. Even points earned on cards like the Freedom Unlimited (which don’t allow direct transfers to travel partners) can be transferred to another card you own, such as the Sapphire Preferred, to unlock transfer partner options.

The Best Chase Cards for Travel Transfers

If transferring Chase points to travel partners is your goal, there are three cards that truly stand out: the Chase Sapphire Preferred®, Chase Sapphire Reserve®, and the Ink Business Preferred® Credit Card. Each one offers something unique, so let’s break them down to help you decide which fits your needs best.

Chase Sapphire Preferred Card, one of the best chase transfer partners

1. Chase Sapphire Preferred Card

  • Annual Fee: $95
  • Earning Rates:
    • 5 points per $1 on travel booked through Chase.
    • 3 points per $1 on dining, streaming services, and online grocery purchases (excluding Walmart and Target).
    • 2 points per $1 on other travel.
    • 1 point per $1 on everything else.
  • Welcome Bonus: Earn 60,000 points after spending $4,000 in the first three months.
  • Best For: Travelers who want solid value without a sky-high annual fee. It’s a great choice for foodies and frequent travelers looking to maximize Chase’s 1:1 transfer options.

2. Chase Sapphire Reserve

  • Annual Fee: $550
  • Earning Rates:
    • 10 points per $1 on Chase Dining, hotels, and car rentals booked through Chase.
    • 5 points per $1 on flights through Chase.
    • 3 points per $1 on dining and travel booked elsewhere.
    • 1 point per $1 on everything else.
  • Welcome Bonus: Earn 60,000 points after spending $4,000 in the first three months.
  • Best For: Frequent flyers who love premium perks like a $300 annual travel credit, Priority Pass lounge access, and a higher redemption rate (1.5x) when booking through the Chase portal.

3. Ink Business Preferred Credit Card

  • Annual Fee: $95
  • Earning Rates:
    • 3 points per $1 on the first $150,000 spent annually on categories like travel, shipping, and select business expenses.
    • 1 point per $1 on all other purchases.
  • Welcome Bonus: Earn 90,000 points after spending $8,000 in the first three months.
  • Best For: Business owners looking to maximize rewards on work-related spending while still earning points that transfer to travel partners.

Which Card Should You Pick?

  • Go for the Chase Sapphire Preferred® if you’re after solid rewards with a manageable annual fee, especially for dining and travel purchases.
  • Choose the Chase Sapphire Reserve® if you want luxury travel perks and higher earning rates for your bookings.
  • Opt for the Ink Business Preferred® if you’re running a business and want to rack up points on travel and business expenses.

Each card is tailored to a specific lifestyle, so the best choice really depends on how you spend and what you’re looking to get from your rewards.

Wrapping It Up

Chase transfer partners are like a hidden treasure chest, waiting to turn your Ultimate Rewards points into something extraordinary. With the right moves, your everyday purchases can transform into unforgettable travel moments.

The secret? Know how to rack up points efficiently, understand their true value, and transfer them wisely. When your travel goals align with the best partners.

Now’s your chance to take what you’ve learned and start planning that dream getaway. Let your points pave the way to memories you’ll cherish forever.

Safe travels!