The Amex Business Gold Card now features an exceptional welcome offer—100,000 Membership Rewards points after you spend $15,000 in the first three months. This is one of the highest point bonuses ever offered for this card, giving business owners the chance to significantly boost their points balance right from the start.
What makes this offer special is that it’s not always available on the public American Express website. Many applicants can only access it through targeted promotions or referral links. If you’re seeing the 100K offer, you’ll want to act fast.
How to Secure the 100K Points Offer
To receive the bonus, you must:
Spend at least $15,000 on eligible purchases within the first three months of card membership. The offer is available to new cardholders who have not had the Business Gold Card previously (subject to Amex’s once-per-lifetime bonus rule).
Can’t find the offer? Try logging into your Amex account, switching browsers or devices, or using a referral link from someone you know. Some users trigger the offer using incognito mode or mobile browsers.
What Sets the Amex Business Gold Card Apart
The Business Gold Card is designed with flexibility in mind. It automatically rewards you with 4X Membership Rewards points in your top two spending categories each billing cycle (up to $150,000 in combined purchases per calendar year). Categories include:
- U.S. advertising in select media
- U.S. restaurants
- U.S. gas stations
- U.S. technology providers
- U.S. shipping purchases
- Wireless phone services purchased directly from U.S. providers
You’ll earn 1X points on other eligible purchases. The annual fee is $375, and the card comes with no foreign transaction fees, detailed business reporting, employee card options, and Amex Offers.
This setup makes it ideal for business owners whose expenses shift from month to month. Instead of manually selecting categories, the card adapts to your spending habits.
What Can 100,000 Membership Rewards Points Get You?
With 100,000 Amex points, you can unlock significant value. For example:
- Transfer points to top airline partners like Delta, ANA, or Air France/KLM for international premium cabin flights
- Book travel via the Amex Travel portal, typically at 1 cent per point—worth $1,000
- Redeem for statement credits or gift cards, though these provide less value
The smartest way to use Amex points is by transferring to loyalty partners. That’s where you can often double or even triple the standard value depending on flight routes and timing.
Comparing the Bonus: How Does It Stack Up?
Here’s how the Amex Business Gold Card compares to other top Amex business credit cards:
| Business Credit Card | Bonus Offer | Minimum Spend | Estimated Value | Annual Fee | Apply Now |
|---|---|---|---|---|---|
| Amex Business Gold Card | 100,000 points | $15,000 | $1,000+ | $375 | Apply now |
| Amex Business Platinum Card | 120,000 points | $15,000 | $1,200+ | $695 | Apply now |
| Amex Blue Business Plus Card | N/A (2X points on all purchases up to $50K/yr) | N/A | Based on spend | $0 | Apply now |
| Amex Business Green Rewards Card | 15,000 points | $3,000 | ~$150 | $95 | Apply now |
The Business Gold Card strikes the right balance between a strong welcome bonus and a manageable spending requirement, especially for growing businesses.
How to Get the Most Out of the Card
To maximize your rewards, make sure your monthly spending aligns with high-earning bonus categories. Since the card auto-adjusts, you don’t need to manually pick them.
Some smart strategies include:
- Pairing with the Blue Business Plus for 2X earnings on non-bonus spending
- Always paying your balance in full to avoid interest
- Monitoring Amex transfer bonuses to stretch your points even further
- Taking advantage of Amex Offers and spending insights to track business trends
Apply Now!
If your business can hit the $15,000 spend in three months, this Amex Business Gold Card 100K bonus is one of the most compelling offers available. With automatic 4X earning, no foreign transaction fees, and the flexibility to earn on your biggest expenses, the card offers lasting value well beyond the intro bonus.
At TheMilesAcademy, we strongly recommend jumping on this offer while it’s still available. It’s a powerful tool for any small or mid-sized business that wants to grow its points, streamline spending, and make the most of every dollar spent.
