We’re sharing the latest details on the American Express Business Platinum Card as of June 2025. At TheMilesAcademy, we’ve tracked how this card continues to stand out for entrepreneurs and small-business owners who travel often. With an updated welcome offer, new statement credits, and enhanced travel perks, this card still delivers high value when used correctly. Below, you’ll find all the updated numbers you need to decide if it’s right for you.
175,000 Membership Rewards Points & $500 Credit Offer
Right now, new cardmembers can earn 175,000 Membership Rewards points after spending $15,000 in the first three months. You’ll also receive a $500 statement credit when you make eligible Dell purchases within your first six months. At current point values, 175,000 points can be worth at least $2,625 toward airfare or transfer to partners for even higher value. The $500 Dell credit effectively knocks down your net first-year cost by almost $200 once you factor in the $695 annual fee.
Annual Fee: $695
The annual fee remains $695. Although that might seem high, the updated statement credits alone are worth up to $1,529 annually if you use them all. That makes it possible to come out ahead if you tap into every perk. We’ll break down each credit so you can see the real value in numbers.
Earning Points With The Amex Business Platinum Card
5x Points On Select Flights & Hotels Through Amex Travel
When you book flights or prepaid hotels through Amex Travel, you’ll earn 5 points per dollar. If you spend $50,000 annually on these bookings (for example, multiple premium cabin tickets or high-end hotels), you’ll earn 250,000 points just from that category alone.
1.5x Points On Eligible Purchases
This card now awards 1.5 points per dollar on the first $2 million spent each year on select business purchases. Eligible categories include U.S. purchases for software subscriptions, advertising, shipping, and cloud services. If your business spends $100,000 a year on these, you’d earn 150,000 points—up from the previous 1.5x on fewer categories.
1x Points On Other Purchases
Aside from those categories, you earn 1 point per dollar on all other eligible purchases. While that rate is lower than some competitors, the real value comes from the card’s premium credits and benefits.
No Foreign Transaction Fees
When you travel abroad, you won’t pay any fees on foreign transactions. Given that many cards charge up to 3% per purchase overseas, this benefit can save you hundreds each year if your team travels internationally.
Redeeming Points With The Amex Business Platinum Card
Transfer Points To Airline & Hotel Partners (40+ Partners)
You can transfer Membership Rewards points to more than 40 airline and hotel partners at a 1:1 ratio. Partners include Delta SkyMiles, Singapore Airlines KrisFlyer, ANA Mileage Club, British Airways Executive Club, Air France/KLM Flying Blue, and Marriott Bonvoy. If you transfer 175,000 points to ANA, you could book a business class flight to Japan for about 88,000 points one way—giving you a value of over 2 cents per point.
Redeem Points For Over 1.5 Cents Each Toward Airfare
When you redeem points directly for airfare through Amex Travel, your points have a fixed value of 1.5 cents each. That means 175,000 points can cover at least $2,625 in flight costs, which can go further if you find seasonal fare deals. For premium cabin travel, that value often stretches closer to 2 cents per point.
Amex Business Platinum Card Credits & Perks
The table below outlines updated statement credits and their values. Use each credit fully to maximize annual savings.
| Credit Type | Amount & Frequency | Value & Notes |
|---|---|---|
| Annual Airline Fee Credit | $200 per calendar year | Covered incidental fees (baggage fees, seat assignments). Covers 5 round-trip checked bags at $40 each. |
| Dell Statement Credit | $500 per year ($200 every 6 months) | Applied to Dell purchases. Use for laptops or office gear. |
| CLEAR® Plus Credit | $199 per year | CLEAR Plus membership normally costs $219, saving $20. Speeds you through security at 50+ airports. |
| Indeed Credit | $360 per year | Use at Indeed Recruit or Indeed Ads. Up to 20% effective rebate if you spend $1,800 on job postings. |
| Hilton Resort Credit | $200 per year | Use for resort fees, dining, or other eligible charges at Hilton properties. |
| Adobe Creative Cloud Credit | $150 per year | Applied toward Adobe CC subscriptions. Cuts annual $600 plan cost by 25%. |
| Wireless Service Credit | $120 per year ($10 per month) | Use on eligible wireless bills (AT&T, Verizon, T-Mobile). Offsets ~17% of the $695 annual fee. |
| Saks Fifth Avenue Credit | $240 per year (two $120 periods) | $50 per period ($25 every 6 months). Effective 20% back if you spend $250 twice. |
| Total Annual Credits | $1,529 | Covers the $695 annual fee and contributes $834 net value when fully used. |
Amex Business Platinum Travel Benefits
Here’s a breakdown of elite status and related travel perks you get as a Business Platinum cardmember.
| Benefit | Level & Access | Estimated Value |
| Hilton Honors Gold Elite Status | 80% bonus points; free breakfast; upgrades | 28 points per dollar; ~10,000 bonus points per 5-night stay (mid-tier); breakfast valued ~$50. |
| Marriott Bonvoy Gold Elite Status | 25% bonus points; upgrades; late checkout | 9 points per dollar; room upgrades valued ~$75 per stay on average. |
| Hertz President’s Circle Status | Guaranteed upgrades; 5% bonus; faster service | ~$200–$300 value per year (10 rentals at $500 each); time saved at counter $100+. |
| National Emerald Club Executive Status | Guaranteed midsize car; Emerald Aisle access | Time savings valued at ~$50–$100 per rental; skip line at 1,900+ locations. |
| TSA PreCheck/Global Entry Credit | $85 every 4 years (Global Entry); $78 every 4.5 years (PreCheck) | Skip airport security lines; time savings and convenience valued at $100+ per use. |
| Amex International Airline Program | Discounts up to $800 on premium fares | 10–13% savings on $6,000 business-class tickets (~$600–$800 value per booking). |
| Fine Hotels + Resorts® Benefits | 1,200+ properties: breakfast, upgrades, late checkout, Wi-Fi | ~$100–$150 value per stay; benefits include $50–$80 daily breakfast, room upgrades, and flexible check-in/out. |
Amex Business Platinum Card Lounge Access
Enjoy complimentary access to top lounges worldwide. The table below summarizes access and approximate savings.
| Lounge Program | Number of Lounges | Guest Policy & Estimated Savings |
| Amex Centurion Lounges | 60+ lounges worldwide | Free entry for cardmember; ~$50+ savings per visit (food/beverage). |
| Delta Sky Club® | 50+ Delta lounges worldwide | Access on same-day Delta flight; ~$100 per annual membership value; $25–$50 savings per visit. |
| Priority Pass Select | 1,400+ lounges globally | Two free guests per year; additional guests $32 each; ~$30 value per visit. |
| Escape Lounges | 10+ locations in U.S. airports | Free entry; ~$25 per visit savings (snacks, drinks, Wi-Fi). |
| Select Lufthansa Lounges | 15+ lounges at major hubs | Access when flying Lufthansa; ~$50 per visit savings (refreshments, workspace). |
Is The American Express Business Platinum Card Worth It?
All those credits and perks combine to an estimated $2,000+ in annual value if you maximize everything. Here’s a quick math summary:
• Total annual credits: $1,529 • Estimated lounge visits savings: $300 • Hotel status & room upgrade value: $500 (assuming two hotel stays) • Car rental upgrades & bonuses: $200 • Global Entry/TSA PreCheck time savings: priceless for busy travelers
That $2,029+ in annual value far exceeds the $695 annual fee, leaving you $1,334 ahead. Plus, if you transfer points wisely—say 175,000 points to ANA for a Tokyo business class ticket worth $7,000—you’re squeezing over 4 cents per point in value.
If your business doesn’t travel often, though, you may not unlock enough value. In that case, consider lower-fee alternatives such as the Amex Business Gold or Business Green, which still offer strong earning rates without premium-level fees.
The Best Amex Business Cards For Spending
Below is a comparison of top Amex business cards for 2025, highlighting key benefits and costs. Choose the card that best matches your spending and budget.
| Card | Welcome Offer | Earning Rate | Annual Fee | Key Benefits |
|---|---|---|---|---|
| Amex Business Gold | 100,000 points after $15,000 in 3 months | 4x points on two top business categories each billing cycle (up to $150,000) | $295 | Flexible 4x categories (e.g., shipping, advertising); Year 2 free employee card; no preset spending limit |
| Amex Business Green | 50,000 points after $5,000 in 3 months | 3x points on travel, shipping, transit, and dining; 5x points on select travel up to $50,000 | $150 (waived first year) | 5x points on first $50K travel spend; travel and dining bonus categories |
| Amex Blue Business Cash™ | N/A | 2% cash back on up to $50,000 in combined purchases per year | $0 | 2% cash back without annual fee; 0% APR on purchases for 12 months |
If you’re ready to apply for any of these Amex business cards, click the links below:
- Apply for Amex Business Gold Card
- Apply for Amex Business Green Card
- Apply for Amex Blue Business Cash™ Card
The Best Business Credit Card For Spending
For businesses that prefer non-Amex options, here’s a side-by-side look at leading cards from other issuers as of June 2025:
| Card | Welcome Offer | Earning Rate | Annual Fee | Key Benefits |
| Chase Ink Business Preferred® | 120,000 points after $15,000 in 3 months | 3x points on first $150,000 spent on travel, shipping, internet, cable, and advertising | $95 | Transfer to 10+ airlines and hotels; cell phone protection; primary rental car insurance |
| Capital One Spark Miles for Business | 100,000 miles after $5,000 in 3 months | 2x miles on every purchase | $95 (waived first year) | Miles don’t expire; no foreign transaction fees; unlimited 2x on all purchases |
| CitiBusiness®/AAdvantage® Platinum Select® Mastercard® | 70,000 AAdvantage miles after $4,000 in 4 months | 2x miles on AA purchases, telecom, car rental, and gas stations | $99 (waived first year) | First checked bag free for you and up to 4 companions on domestic AA flights; preferred boarding |
Ready to compare or apply? Select the card that fits your business needs:
- Apply for Chase Ink Business Preferred®
- Apply for Capital One Spark Miles for Business
- Apply for CitiBusiness®/AAdvantage® Platinum Select® Mastercard®
Ready to Supercharge Your Business Travel?
The American Express Business Platinum Card remains one of the most valuable premium business cards if your company travels frequently and you use the array of statement credits. With credits totaling $1,529, plus lounge savings and elite status benefits worth around $800 more, you’re looking at over $2,300 in annual value against a $695 fee. Add in the potential for 175,000 Membership Rewards points worth $2,625+ toward airfare, and the total value easily exceeds $5,000.
If your business requires frequent premium travel, equipment purchases, and recruiting, this card pays for itself. At TheMilesAcademy, we recommend mapping out your annual spend and travel patterns to confirm you’ll unlock the full suite of benefits. If you can—viewing lounges, using credits, and transferring points—the Business Platinum is hard to beat.
If you’re ready to take advantage of these big bonuses and huge benefits, click below to learn more and apply today:
APPLY FOR THE AMERICAN EXPRESS BUSINESS PLATINUM CARD
We’re here to help you make every dollar and point count. Let us know if you have questions about applying or maximizing your new card’s perks!
